In Florida, prenuptial agreements are often described online or in casual conversation as “simple,” “basic,” or “standard.” That description can be misleading.

While a prenuptial agreement can be a powerful planning tool, there is nothing automatic, one-size-fits-all, or quick about doing it properly. In reality, every valid prenuptial agreement requires thoughtful planning, full financial transparency, careful drafting, and—most importantly—time.

This article is for general informational purposes only and is not legal advice.

There Is No Such Thing as a “Standard” Prenup

Florida law does not recognize a template or default prenuptial agreement. Each agreement must reflect:

• The specific financial circumstances of both parties

• Their individual goals, concerns, and expectations

• The timing of the wedding

• The level of financial complexity involved

A prenup for a young couple with modest assets will look very different from one involving:

• Business ownership

• Real estate portfolios - Inheritances or expected inheritances

• Children from prior relationships

• Significant income disparities

Calling a prenup “standard” ignores the reality that every relationship—and every financial picture—is unique.

Full Financial Disclosure Is Not Optional

One of the most common reasons prenuptial agreements are challenged in Florida is insufficient financial disclosure.

A properly prepared prenup requires both parties to fully and fairly disclose:

• Assets

• Debts

• Income

• Liabilities

This process alone takes time. Gathering documentation, valuing assets, and ensuring accuracy is not something that can be responsibly rushed.

Without meaningful disclosure, an agreement may later be questioned or invalidated—precisely the opposite of what most couples hope to achieve.

Negotiation Is a Process, Not a Checkbox

A prenuptial agreement is not simply drafted and signed. It is typically negotiated.

Negotiation may involve:

• Revising financial terms

• Clarifying property rights

• Discussing future expectations

• Addressing spousal support provisions

These conversations can be emotional, sensitive, and nuanced. They deserve adequate time and space. Rushed negotiations—especially close to a wedding date—can raise concerns about pressure or lack of meaningful choice.

Timing Matters More Than People Realize

One of the biggest misconceptions about prenuptial agreements is that they can be handled at the last minute.

In practice, signing a prenup days—or even weeks—before a wedding can create legal and practical risks. Courts look closely at timing when evaluating whether an agreement was entered into voluntarily.

Starting early allows:

• Thoughtful financial disclosure

• Real negotiation

• Careful drafting and review

• Reduced stress during wedding planning

A prenup should support a marriage, not overshadow the weeks leading up to it.

Thoughtful Drafting Is Critical

Prenuptial agreements are legal contracts governed by Florida law. Precise language matters.

Poorly drafted agreements can lead to:

• Ambiguity

• Conflicting interpretations

• Litigation instead of clarity

What appears “simple” on paper can become very complicated later if terms are unclear or internally inconsistent.

The Bottom Line

Prenuptial agreements are not:

• Simple

• Standard

• Boilerplate

• Quick

When done correctly, they require transparency, communication, careful drafting, and—above all—time.

Understanding this upfront helps couples set realistic expectations and approach the process with the seriousness it deserves.

If you are considering a prenuptial agreement in Florida, starting the conversation early is one of the most important steps you can take.

This blog is for informational purposes only and does not constitute legal advice. Reading this article does not create an attorney-client relationship.

If you are in need of a prenuptial agreement, schedule your consultation today with Nicole Alvarez Law PA.

When couples divorce in Florida, one of the most emotional and complex issues is how property, assets, and debts will be divided. Many people assume everything is simply split 50/50 — but under Florida law, that’s not always the case. The process is called equitable distribution, and while it aims for fairness, it doesn’t always mean “equal.”

As a Miami family law attorney, I help clients navigate this process every day — especially in high-net-worth divorces where the stakes are high, and the details matter.

What Is Equitable Distribution in Florida?

Florida follows an “equitable distribution” system under Florida Statute §61.075. This means the court divides marital assets and liabilities in a way it considers fair, based on each party’s circumstances.

The starting point is usually a 50/50 split, but the court can adjust that ratio after reviewing specific factors — such as contributions to the marriage, economic circumstances, or intentional waste of assets.

Marital vs. Nonmarital Property

Before the court can divide anything, it must determine what’s marital and what’s nonmarital.

Marital property generally includes:

• Assets and debts acquired during the marriage

• Retirement accounts, pensions, or investments earned during the marriage

• Real estate purchased after the wedding

• Businesses or professional practices that grew in value during the marriage

Nonmarital property typically includes:

• Assets owned before the marriage

• Inheritances or gifts given to one spouse alone

• Certain personal injury settlements

• Items protected by a valid prenuptial or postnuptial agreement

A key challenge arises when nonmarital assets become mixed (“commingled”) with marital funds — for example, if one spouse deposits inheritance money into a joint account or uses it to pay for a shared home. That can turn separate property into marital property.

Factors Florida Courts Consider

If the court decides a perfectly equal split isn’t fair, it looks at various factors to adjust the division. These may include:

• Each spouse’s contribution to the marriage, including as a homemaker or parent

• Economic circumstances of each party

• The duration of the marriage

• Any interruption of career or education for the benefit of the family

• Intentional waste or dissipation of assets (for example, spending marital money on an affair)

• The desirability of keeping certain assets intact, such as a family business or home

• Each spouse’s contribution to acquiring, improving, or maintaining marital property

Who Gets the House?

One of the most common — and emotional — questions in Florida divorces is, “Who gets the house?”

There’s no automatic rule. The court may award the home to one spouse if:

• It’s in the best interest of minor children to remain there

• One spouse can buy out the other’s share

• Selling and dividing proceeds would be financially reasonable

In some cases, the court orders the home sold, and proceeds are divided according to the equitable distribution plan.

Business Ownership and Complex Assets

High-net-worth or professional couples often face complex asset division, involving:

• Family-owned businesses

• Professional practices (law, medicine, accounting, etc.)

• Stock options, restricted stock, or bonuses

• Investment portfolios and cryptocurrency

• Real estate across multiple states or countries

These situations often require forensic accountants or valuation experts to determine each spouse’s share. Working with an experienced Miami equitable distribution attorney helps ensure nothing is overlooked.

Debt Division

Equitable distribution also applies to debts, including:

• Mortgages

• Credit cards

• Car loans

• Business debts

• Tax liabilities

Generally, debts incurred during the marriage are considered marital, regardless of whose name is on them — unless there’s proof they were used for nonmarital purposes.

Protecting Your Rights

To protect your financial future during divorce:

1. Gather documentation — bank statements, tax returns, deeds, titles, and account balances.

2. Avoid hiding or transferring assets. Courts can penalize spouses who attempt to conceal money.

3. Consider mediation or collaborative divorce to maintain control over how assets are divided.

4. Work with an attorney experienced in equitable distribution, especially if your case involves complex property or business interests.

Final Thoughts

Equitable distribution in Florida isn’t just about numbers — it’s about fairness and clarity. Whether you’re trying to protect what you built or ensure a fair share of marital assets, understanding how courts evaluate property division can make all the difference.

If you’re facing divorce in Miami or anywhere in South Florida, consulting with an experienced Florida equitable distribution lawyer can help you navigate the process strategically and with peace of mind.

Need guidance on equitable distribution or property division in your Florida divorce? Contact our Miami family law office for a confidential consultation.